Урок по теме "Банки в нашей жизни" для студентов 2-го курса специальности "Банковское дело"

• Практическая: Введение и первичное закрепление лексики по теме «Банки в нашей жизни», развитие навыков диалогической речи и аудирования по теме.
• Воспитательная: Воспитание интереса студентов к будущей профессии.
• Развивающая: Развивать память, внимание, языковую догадку.

Оборудование: доска, раздаточный материал c текстами и упражнениями, картинки, карточки, компьютер с колонками, диск для аудирования.

T: Good morning, students.
St: Good morning.
T: What date is it today?
St: Today is the…
T: What day is it today?
St: Today is…
T: Students, today at the lesson we are going to speak about banks in our life. Nowadays we can't go without money, banks and bank services.

Речевая зарядка (на доске написаны пословицы о деньгах)

T: People have created different proverbs and sayings about money. Look at the halves of the proverbs and join them correctly.

1. Money spent on the brain.....
2. No money,....
3. Money makes
4. Time is....
5. Lend your money ......

a) the world go round.
b) is never spent in vain.
c) money.
d) and lose your friend.
e) no honey.

Keys: 1-b, 2-e, 3-a, 4-c, 5-d

T: Are banks important in our life? Why do you use banks?

St.: Yes, they are.

St.: I use card to get money.

T.: Now let's read the text about bank accounts, but before match the word with its translation:

1.cheque account 2. check book 3. savings account 4. transfer money 5. internet banking service 6. borrow 7. balance 8. interest 9. loan 10. savers 11. statement 12. earn interest

a. баланс b. отчет, выписка c. чековый счет d. переводить деньги e. заем f. сберегательный счет g. чековая книжка h. процент i. вкладчики j. занимать k. интернет банкинг l. зарабатывать проценты

«Hi! I'm Kim. I want you to know about banks and accounts. I'm with VTB Bank. I have a cheque account with a check book so I can write cheques (=printed forms from the bank). My salary is paid directly into my account. I also have a savings account where I save money and earn interest (=money the bank pays you). I can transfer money between these two accounts ‒ I can move money from one account into the other. I can go to the bank to do this, but it's easier to use VTB's internet banking service. The bank sends me a statement (=a printed list of payments from and to the account ) every month, showing me the balance (=how much money I have in the account). Sometimes people need to borrow money from the bank. This money is called a loan and they have to pay interest on the loan. Banks have higher interest rates for borrowers than for savers.»

Task 1. Give Russian equivalents to the following:

A cheque account, to transfer money, to move money from one account into the other, earn interest, to send a statement, to show the balance, interest rates, borrowers, to pay directly into account, savers, interest rates, borrow, interest on the loan .

Task 2. Mark these statements T (true) or F (false) according to the text:

1. The bank sends a statement once a year.
2. Interest rates for borrowers are lower than for savers.
3. It's easier to transfer money using internet banking service.
4. Kim has a cheque account without a check book.

Task 3. Mach:

cheques	printed forms from the bank
interest	money the bank pays you
statement	a printed list of payments from and to the account
balance	how much money I have in the account
bank	an institution that lends you money
interest	the extra money that you pay back when you borrow money from the bank

Task 4. Fill in the gaps: (работа в парах)

Task 5. Read the dialogue in pairs about banking cards and find out:

What is a limit?
Why do people use credit cards?
Do you have a credit card?
Do you have a cash card?

Lisa: Do you have a cash card?

Kim: Yes, I use it to take out or withdraw money from cash machines. I can use the money to pay cash for things in shops.

Lisa: And do you have a credit card Like Visa or American Express?

Kim: Yes, I do. It has a limit of Ј5.000 -that's the maximum amount I can spend-but I try to repay what I owe (= need to pay back) every month. I don't want to get into debt and owe a lot of money without being able to repay it.

Lisa: I know the problem!

Task 6. Translate into Russian:

a cash card _______________
to take out________________
withdraw_________________
cash machines_____________
pay cash__________________
credit card________________
limit_____________________
get into debt_______________

1. Listen to three conversations about money an d mach them to these places. (Приложение 1)

2. How much money does the traveller pay or receive in each conversation?

3. Listen again and complete these sentences. (Раздать карточки с пропусками каждому студенту)

change – сдача
receipt – квитанция
notes – банкноты
fifties – банкноты в 50 евро

4. Work with a partner. Role play three situations using the information in these pictures. (Приложение 2)

T.: I hope you liked the theme of our lesson. Thank you for your work.

The lesson is over. Good-bye.

1. David Grant, Business Result. Elementary, Student’s Book.− Oxford University Press, 2009.
2. Bill Mascull, Business vocabulary in use. Elementary.− Cambridge University Press, 2006.